Owning a home is not only an accomplishment to be proud of, it’s likely your biggest investment and where your heart is. We’re here to protect what you’ve worked so hard to build.
Homeowners Insurance offers comprehensive coverages to protect your home, belongings, and separate structures (such as a detached garage) against everyday risks. We also offer a number of discounts to help keep your protection affordable and secure your peace of mind.
What options does Homeowners Insurance have?
Dwelling & Other Structures
Covers damage to your home and other attached or unattached structures from fire, lightning, water, wind, or other similar perils.
Covers your furniture, clothing, and other items in the event of a fire, theft, or other covered loss.
Covers any additional living expenses you incur if your home becomes uninhabitable due to a covered loss.
Protects you in case you are legally liable for any bodily injury or property damage caused to others.
Covers for loss caused by water back-up in sewers or drains.
Covers medical expenses for your guests if they are accidentally injured on your property.
Covers the cost incurred to rebuild your house to current building codes after a covered loss.
Earthquake Coverage — for California
Earthquakes are one of California property owners’ most costly risks and are not covered under a typical Homeowners policy. You can add this earthquake coverage to protect your property and your peace of mind. Earthquake insurance provides coverage for your damaged structure, as well as loss of personal possessions and loss assessments. Coverage for swimming pools is also available, and a multi-policy discount can apply.
Three coverage options are available to choose from so you can tailor a policy that meets your needs AND your budget.
